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sábado, 13 de noviembre de 2021

A Criminal Conspiracy

  

A Criminal Conspiracy

 by Germánico P Vaca

 The figurehead/ frontman is a term that has been used in great literary works, has been typified in the formulation of laws, and has been analyzed in psychological studies. The figurehead is then a facade, a front, it is the person who impersonates, conceals, or disguises himself legally, lending his name and identity, signing checks, or his legal status either physically or legally, emulating the social role that conceals the true identity of the principal person wishing to hide assets, who really owns the fortune and who owns the funds that said person appears as the owner but is not.

 In political and economic terms, the frontman describes those people who impersonate others in fraudulent businesses in such a way that despite the impersonation these undercover people do not stop receiving benefits from the fraud.

 In legal terms, a figurehead is the one who makes the representation as a legal person, but under an agent, that is, the figurehead receives orders and powers from a third person. So, even if he holds a position, he does it on behalf of that someone. In this specific case, we are talking about a simulation, but it does not mean that it is an illegal act. It will become an illegal act when said simulation causes damages to a third party or the business has an illegal purpose. A clear example is exactly what is happening with Alex Saab who was undoubtedly the frontman of Germán Rubio Salas, who was dedicated to the drug trafficking business, and Saab was dedicated to laundering that dirty money. In the case of Alex Saab, his fame became so great within the corrupt circles of South America, that he ends up being the frontman of the Venezuelan government, the president of Venezuela Nicolas Maduro, and the "cartel de los soles". 

 It is important to note that, according to the legislation of most countries, the frontman is not a figure that is prohibited, which does not mean that they can be involved in crimes like any other person.

 Of course, the frontman cannot operate without hiding himself behind shell companies (mostly offshore shell companies, also called zombie companies) those companies that serve as vehicles for different business operations without themselves having significant assets or operations of their own. Shell companies are not illegal per se, and they can have legitimate business objectives. However, they are an important component of the underground economy, especially one based on tax havens.

 So it is important to establish that both front men and shell companies go hand in hand. But without a doubt, when a single person has a huge number of fictitious companies in tax havens and all of those companies have significant assets, real estate properties, and commercial property without any of them having more staff and employees, without having activities and own operations, the percentage of which conceals illegal acts rises considerably. 

Then the question to ask in regards to Guillermo Lasso the current president of Ecuador and who allegedly is the owner of Banco de Guayaquil is: 

  • Why would a banker have such a massive number of shell companies? Each company with significant amounts of assets, although most do not have their own activity or operations. 
  • What were they established for? Apart from the obvious reason to avoid taxes undoubtedly. Although no one who lives a normal life and no one who thinks in normal terms are going to find out what this implies. But totally legitimate businesses like all Warren Buffet companies do not depend on an infinite number of shell companies. Their businesses are conducted frontally and in this case, there must have been a reason. 

 I believe I have discovered that reason. For that reason, I request an investigation of what may be the greatest crime by an Ecuadorian. Although the evidence will show that it is quite possibly another person behind the entire operation.

Precisely the classic operation to avoid taxes is based on the purchase and sale through shell companies in tax havens (known as offshore companies) to hide authentic profits that have only one beneficiary, the man who is actually committing certain illegality. The main firm carries out its international operations (through a shell company, so that it does not have to report the amounts to its country, avoiding taxes. In this case, Guillermo Lasso, the original figurehead of Danilo Carrera Drouet uses a massive list of shell companies to hide something and obviously to avoid paying taxes in Ecuador. That something has been discovered. And it is something that has caused enormous damage to Ecuador.

 An example of the legal use of a shell company would be that of a food product manufacturing firm that establishes a shell company to sell its products as the private label of a low-price retailer. The firm, by hiding its relationship with the discount distributor and the fact that its products are sold as a private label, avoids diluting the price of its main brand, which is more expensive.

 Another example of the legal use of this type of company is pre-constituted companies, which are paralyzed mercantile companies and without assets until their acquisition by third parties, thus avoiding the formalities of setting up their own company.

 This leads us to the huge matryoshka created by Danilo Carrera Drouet who is the economic genius in Ecuador, the person behind a huge fortune, he is the true owner of the Bank of Guayaquil and has had Guillermo Lasso as his frontman. From the age of 15.

 Carrera Drouet has taken money laundering to its next level. He tacitly created several shell companies in 1990, at the same time that he acquired 80% of the shares of Banco de Guayaquil. It is at the same time that several offshore companies were created. Eventually, he has put his puppet, his frontman, as president of Ecuador. But I suspect it is the man who wields the puppet.


I suspect that in large part it was to be able to play various companies on the Guayaquil stock exchange and at the same time hide money and evade taxes. Thus, several offshore companies were created with Danilo Carrera Drouet's wife, Mrs. María Eugenia Lasso Mendoza, and her brothers-in-law Carlos Lasso Mendoza and Guillermo Lasso Mendoza, who appeared as owners. Then several ghost entities that hide from each other create a huge network of companies that control 5% of the Ecuadorian economy. Companies that are involved in Real Estate, insurance companies, credit cards, etc. But Lasso in 1990 was 25 years old and did not have any fortune, nor did he have economic knowledge like Danilo Carrera Drouet, there can be no doubt that all those corporations that were hiding under the veil of offshore shell companies were hiding millions to avoid paying taxes to Ecuador and any other nations. Now that Guillermo Lasso is president he simply claims he complied with the law but never mentions that regardless of whatever voting regulation, it still was being fraudulent about paying taxes. Indeed several companies such as The Pacific Investment, Brother's Investment corporations, and many others that appear in the Panama Papers are clearly the birth of a tree that bears its fruit to the largest money-laundering scheme in Ecuador, with the firm intention of avoiding paying taxes. But there are many instances where the tax law was violated not only in Ecuador but in the United States of America.

 Fraud to the United States Government

But that's just the beginning. The crime committed by Danilo Carrera Drouet and his front-man brother-in-law Guillermo Lasso Mendoza is that for many years they have been receiving huge amounts of money from the Inter-American Development Bank (IDB), which is actually an entity of the United States government, which is trying to promote the development of countries grant loans to certain banks to promote the development of countries. The bank describes it this way:


In this way, Guillermo Lasso has been the enemy of Ecuador. The United States has relied on a number of projects launched to promote the development of industries, enterprises and improve the economy of Ecuador. To achieve this they have granted the Bank of Guayaquil the duty to act as an intermediary and manage and administer loans for women, indigenous or other sectors obtain loans that allow the development of Ecuador. But Lasso has taken advantage of the fact that most of those loans call for "50% should be used towards the goal of the project" and that is key. Lasso has used the money provided to him by the United States government through the Interamerican bank of Development as his piggy bank and has used it to get rich beyond any expectations because he also has given those loans of the other 50% at 17% of interest. 

My accusation and the evidence will show that Guillermo Lasso in the most corrupt and criminal way in partnership with Danilo Carrera Drouet and his partners from the Guayaquil bank have created all these companies as fronts to justify using the money given by the United States, playing the United States government for fools and enriching themselves under apparently legal operations. But there is no doubt that they took those monies granted by the IDB and distributed them to so many shell companies for the enrichment of their families, their wallets, and their pockets. In a nutshell. Guillermo Lasso has been taking IDB loans for the last thirty years and using them to his enormous benefit. The operation would then work like this and began in the 1990s with Danilo Carrera, taking control of the Guayaquil bank: 

 

1)       The Guayaquil bank obtains preferential loans from the Inter-American Development Bank (IDB) under the pretext of launching projects that will boost Ecuador's economy.

 

2)       Upon receiving the money from the Inter-American Development Bank (IDB), Banco de Guayaquil grants a percentage of 50% of those monies to legally requested loans and the other 50% is money that is distributed as loans to these fictitious entities created by Lasso, his cronies, and his family, entities created in tax havens and by such money immediately leaves Ecuador and is invested in Miami Florida and other investments, greatly benefiting Lasso, his family, and his partners. The dates of huge real estate acquisitions and purchases by these companies coincide with the loans granted by the IDB.

 

3)       Lasso or the Bank of Guayaquil has been requesting and getting loans from the North American government under one pretext or another, those loans granted by the IDB. But it is Lasso and his family-controlled shell companies who benefit the most and I assume that other entities belonging to Danilo Carrera Drouet are the biggest beneficiaries of these bank loans with very low-interest rates. While Lasso corruptly bought and acquired a number of properties at half price when the US went through the collapse of 2008 and in each financial crisis, thus doubling his money.

 

4)       The injured party is the Ecuadorian people and in fact, the same United States that grants loans trying to do good and that have been used by Guillermo Lasso and his associates in the most corrupt way possible.

 

5)       Pandora Papers reveals the number of offshore companies that had a connection with Guillermo Lasso. What it does not reveal is that the very existence of so many shell companies shows that Lasso and his partners were dedicated to laundering money, taking advantage of loans obtained under false pretenses, and not paying taxes to either Ecuador or other jurisdictions. All the while grabbing that money and posing as a bank, only they could approve left and right whatever loans to themselves without fear of suffering repercussions.

 

6)       All those companies owned abroad by Guillermo Lasso are registered by people that were his employees or are related to him, they mostly do not have clients, do not have a social purpose, cultural investment, public service, business goals or objectives, education, etc. So the whole purpose of the loans provided by the IDB of service objective, none have created products, or distributed any products, have not maintained or created scientific research or of Medicine. All Guillermo Lasso companies are created with loans that I suspect are with the money provided by the Inter-American Development Bank (IDB), then that money is given as a loan to all their own shell companies to acquire a number of buildings, houses, and win enormously without losing a dime.



 

The Bank of Guayaquil as an instrumental, interposed, or screen company

 

An intermediary, instrumental or screen society, in economics and business, is that society, or company that is created with the aim of avoiding taxes, tax evasion, and bank corruption. Large corporations, business groups, and large banks sometimes act with instrumental companies in tax havens. But in this case, the companies of Danilo Carrera Drouet Multi BG and Andean investment use the bank as an instrumental company in Ecuador as a legal entity, even if it is to cover up a fiduciary objective of limitation of liability.

Contenido del sitio web del IDB. Inter-American Development Bank (IADB)

“An uncommitted credit line of US$12 million for Banco de Guayaquil in Ecuador was given in 2018. The objective of the Program is to support economic reactivation and growth through the expansion of international trade financing to Latin American and Caribbean companies. It is expected that the Program will: (i) contribute to facilitating imports of critical capital goods and intermediary goods into the region (ii) allow Issuing Banks to extend more financing to local exporters and importers through the additional liquidity provided by Confirming Banks”.

Lasso used that money to buy whatever his heart desired in Florida. The dates of the creation of several funds and entities under the Lasso umbrella coincide with the time this project was given. Again, the description of such project says:

Investment Description

Inter-American Development Bank (IADB)

Financial Intermediary

Financial Intermediary: A commercial bank or financial institution that receives funds from a development bank. A financial intermediary then lends these funds to their clients (private actors) in the form of loans, bonds, guarantees, and equity shares. Financial intermediaries include insurance, pension, and equity funds. The direct financial relationship is between the development bank and the financial intermediary.

Banco de Guayaquil (Financial Intermediary)

Another Loan is provided and Lasso takes advantage again

“IDB Invest, a member of the Inter-American Development Bank (IDB) Group, provided a $50 million loan to Banco Guayaquil. The funds will be used to finance the growth of Banco Guayaquil's micro, small and medium-sized business (MIPYME) portfolio and 50 percent will be destined to finance micro-enterprises led by women.”

The loan, which has a tenor of up to five years, provides long-term financing to Banco Guayaquil to increase the availability of resources for the country’s MSME. The project also allows for increased access to more financing for women-led microenterprises and to implement a strategy with a gender focus with which Banco Guayaquil seeks to attract microentrepreneurs in the country.

MSME in Ecuador has enormous potential to generate output, employment, and income. According to the Ministry of Industry and Productivity of Ecuador, 89 percent of the country’s businesses are microenterprises, and these are concentrated in Quito and Guayaquil. Its capacity to reach higher levels of participation in the local and international market is conditioned by the lack of funding. Less than half of Ecuadorian SMEs have access to bank loans and only 6 percent of the country’s microcredit comes from private banks.

This transaction is expected to potentially contribute to six Sustainable Development Goals (SDGs) of the United Nations: No Poverty (SDG 1), Gender Equality (SDG 5), Decent Work and Economic Growth (SDG 8), Industry, Innovation and Infrastructure (SDG 9), Reduced Inequalities (SDG 10) and Responsible Production and Consumption (SDG 12).

The IDB Invest deal is complemented by technical assistance that will support Banco Guayaquil to attract the women's market and will carry out market research to develop a program for the inclusion of persons with disabilities. The gender and inclusion strategy consists of developing a value proposition for women-led SMEs and microcredit for rural women. It will also analyze the needs of access to financial services of the disabled population in two aspects: internally, with corporate practices that attract this type of talent, and externally, with a market study to know their needs as clients.”

It is rather strange that if Banco de Guayaquil carried out such a great deed Lasso never mentioned once any of this in his political campaign. The reason is obvious. He knew if there was scrutiny, they will discover the source of his massive wealth. But it continued and many more loans are provided.

So, another loan was provided for $122 million.

The proceeds of the loan will be used to support the expansion of the small, and medium enterprise loan portfolio of Banco Guayaquil S.A.

(“Banco Guayaquil”) with at least 50% of loans, proceeds to be dedicated to women-owned or women-led businesses (the “Project”).

Proposed DFC Loan/Guaranty

$92,000,000 Direct Loan with a tenor of up to 8 years

All-Source Funding Total $122,666,667

Policy Review: Developmental Objectives The Project is expected to have a positive developmental impact in Ecuador through the provision of a loan facility to a major bank for on-lending to small and medium enterprises (SMEs), with half of DFC loan proceeds for on-lending to women-owned or women-led SMEs. The Project will support these SMEs at a critical period, with Ecuador’s 2020 real GDP forecast to decline 6.3 percent according to the International

Monetary Fund, the country’s worst performance in over 40 years if realized. As of 2018, the International Finance Corporation reported Ecuador’s SME financing gap at $15.7 billion (or approximately 16 percent of GDP), with women-owned and women-led SMEs accounting for approximately $1.3 billion of the total.

Environment and Social Assessment

The Project has been reviewed against the DFC’s 2020 Environmental and Social Policies and Procedures (“ESPP”) and has been determined to be categorically eligible. Loans to financial intermediaries for

microfinance are screened as a Category C for environmental and social assessment. These downstream investments are expected to result in minimal adverse environmental and social impacts.

To ensure that Banco Guayaquil’s investments in microfinance lending are consistent with the DFC’s statutory and policy requirements, the DFC loan made to Banco Guayaquil will be subject to conditions regarding the use of proceeds. The primary environmental and social issues identified in this transaction relate to the need for an Environmental and Social Policy (“ESP”) that meets the 2012 IFC

Performance Standards.

About IDB Invest IDB Invest, a member of the Inter-American Development Bank (IDB) Group, is a multilateral development bank committed to the economic development of its member countries in Latin America and the Caribbean through the private sector. IDB Invest finances sustainable companies and projects so they can achieve financial results and maximize the region’s economic, social, and environmental development. With a portfolio of $12.1 billion in assets under administration and 329 clients in 21 countries, IDB Invest provides innovative financial solutions and advisory services in response to its clients’ needs in a variety of sectors.

So, Lasso is in reality the great beneficiary of these programs. The very description of the IDB describes Banco de Guayaquil as “one of the main financial institutions in Ecuador, with 95 years of experience and AAA rating, the highest in Ecuadorian banking. It has a total of $6 billion of more contingent assets, a credit portfolio of $3.2 billion, and $3.4 billion in deposits from the public. The Bank offers a wide variety of financial services through more than 6,000 physical care points and provides innovative solutions through its digital channels. Banco Guayaquil handles the Visa, Mastercard, and American Express brands.”

But in careful analysis of the massive use of so many offshore companies I came to realize that Lasso was using great parts of the money provided to help women, to help the country to help himself in the most corrupt way. Lasso took advantage of the real estate crisis of 2008 and bought tons of properties such as the building at 2440 NW 33rd Street, Apartment 1811, Oakland Park — which was valued at US$161,000 in June 2005 — for US$98,500 just six months before its price was nearly doubled.

The massive network of shadow companies has been using former employees of Banco de Guayaquil. Such as Euvenia Touriz, former manager of Lasso's bank, Banco Guayaquil in Spain, Miguel Macias Yerovi, former financial vice president of the same bank, and Guillermo Lasso Alcivar, the oldest son and executive vice president of the bank.

The initial venture of Danilo Carrera Drouet creating a network of shadow companies to hide all the deals he made as minister of several governments, the rules he wrote himself at the Bolsa de Valores de Guayaquil, as well as when he was Gerente de la Sucursal Mayor Guayaquil, Gerente del Banco Central del Ecuador and Presidente de la Junta Monetaria del Banco Central del Ecuador. Hw was Minister of Industrias Comercio e Integración, además de ministro Plenipotenciario en el Pacto Andino. So there was no one as well versed in the Ecuadorian economy and he knew all the loopholes that he copund take advantage. The new generation of testaferros is venturing now and Gullermo Lasso Junior is leading the way.

In 2009, according to the Florida Division of Corporations, Guillermo E. Lasso — the candidate’s son — registered several entities. The American government and the FBI must analyze the loans made by the IBD to Banco de Guayaquil and follow the money and I could bet you they will find the money at the several LLC’s created in Florida, such as Nora Investment US, Bill Investments and so many other I have listed below. Ever since June 2009 to December 2014, several holding companies, LLC’s funds buy and sell themselves, consolidate themselves, and revolve around a massive number of properties which they buy and sell among themselves. They initially purchased 59 properties, which they still own today, in Florida’s Broward County according to publicly available records. The purchases, mostly condos, totaled $5.7 million.

There are a number of companies that were registered by his former employees and are the registered agents of a huge list of shadow companies. Miguel Macias and Euvenia Touriz. Both were previously officials at Banco Guayaquil, and both are currently listed as directors at the Banisi Bank in Panama that is owned by Lasso. From 2011 to 2013, Lasso (the candidate’s son), Macias, and Touriz registered 10 LLCs in Florida in which they are all listed as directors. The additional LLCs were also used to purchase properties in Florida.

In August 2014, following Ecuador’s implementation of new regulations concerning offshore assets, Lasso’s son’s name was systematically removed as a director from all 10 companies, the public records show. But Macias and Touriz continued to open additional holding companies. It is important to note that while LLCs list directors, the so-called beneficial owner — or true owner — is concealed.

In June 2017, Macias and Touriz — Lasso associates from prior shell companies and banks — were listed as officers on a newly created shell company, DEBLEN USA 1, LLC. Two months later, the company purchased a luxury home in Miami for $1.475 million. There is no record of a mortgage, suggesting that the purchase was likely made in cash. Beginning in 2018, however, both Macias and Touriz appeared to be systematically removed as officers from the vast majority of the shell companies’ corporate records.

By 2020, in the months preceding the presidential elections of Ecuador most of the previously identified shell companies went through an infinite number of mergers, deactivations, reactivations, officer resignations, name changes, and dissolutions. Many of the companies had their names changed within a week of their dissolution. All but four of the property-holding companies associated with Lasso have now been merged into new entities. In total, I have identified 50 active companies registered in Florida, including DEBLEN USA 1, mentioned above, associated with Lasso’s business associates.



Ecuador, Latin America and the Caribbean

Florida Company Director: MACIAS, MIGUEL

There are about 25 results for companies with a director named "MACIAS, MIGUEL":

 

MACIAS CUSTOMS INC

Document No: P15000017820Effective Date: 2015-02-23Status: INACTIVEAddress: 22320 SW 118 PL MIAMI, FL 33170

NORA HOLDINGS US, LLC

Document No: L17000258475Effective Date: 2017-12-19Status: INACTIVEAddress: 121 ALHAMBRA PLAZA STE 1602 CORAL GABLES, FL 33134

BILL INVESTMENT ONCE US LLC

Document No: L17000206917Effective Date: 2017-10-05Status: INACTIVEAddress: 121 ALHAMBRA PLAZA PH-1 SUITE 1602 CORAL GABLES, FL 33134

BILL INVESTMENT DIEZ US LLC

Document No: L17000206907Effective Date: 2017-10-05Status: INACTIVEAddress: 121 ALHAMBRA PLAZA PH-1 SUITE 1602 CORAL GABLES, FL 33134

DEBLEN USA I LLC

Document No: L17000140197Effective Date: 2017-06-28Status: INACTIVEAddress: 121 ALHAMBRA PLAZA #PH-1, STE. 1602 CORAL GABLES, FL 33134

MYM INVESTMENTS DOS US LLC

Document No: L17000137962Effective Date: 2017-06-26Status: INACTIVEAddress: 121 ALHAMBRA PLAZA, SUITE 1602 CORAL GABLES, FL 33134

BILL INVESTMENT SIETE US, LLC

Document No: L15000208941Effective Date: 2015-12-16Status: INACTIVEAddress: 121 ALHAMBRA PLAZA #PH-1 SUITE 1602 CORAL GABLES, FL 33134

BILL INVESTMENT SEIS US, LLC

Document No: L15000208936Effective Date: 2015-12-16Status: INACTIVEAddress: 121 ALHAMBRA PLAZA #PH-1 SUITE 1602 CORAL GABLES, FL 33134

BILL INVESTMENT CINCO US, LLC

Document No: L15000193333Effective Date: 2015-11-16Status: INACTIVEAddress: 121 ALHAMBRA PLAZA #PH-1 SUITE 1602 CORAL GABLES, FL 33134

BILL INVESTMENT CUATRO US, LLC

Document No: L15000180458Effective Date: 2015-10-23Status: INACTIVEAddress: 121 ALHAMBRA PLAZA #PH-1 SUITE 1602 CORAL GABLES, FL 33134

BILL INVESTMENT TRES US, LLC

Document No: L15000143279Effective Date: 2015-08-20Status: INACTIVEAddress: 121 ALHAMBRA PLAZA #PH-1 SUITE 1602 CORAL GABLES, FL 33134

BILL INVESTMENT DOS US, LLC

Document No: L15000129264Effective Date: 2015-07-29Status: INACTIVEAddress: 121 ALHAMBRA PLAZA PH-1, SUITE 1602 CORAL GABLES, FL 33134

NORA INVESTMENT DOCE US, LLC

Document No: L15000107381Effective Date: 2015-06-19Status: INACTIVEAddress: 121 ALHAMBRA PLAZA #PH-1 SUITE 1602 CORAL GABLES, FL 33134

NORA INVESTMENT ONCE US, LLC

Document No: L14000174749Effective Date: 2014-11-10Status: INACTIVEAddress: 121 ALHAMBRA PLAZA #PH-1 SUITE 1602 CORAL GABLES, FL 33134

NORA INVESTMENT DIEZ US, LLC

Document No: L13000175730Effective Date: 2013-12-20Status: INACTIVEAddress: 121 ALHAMBRA PLAZA PH-1 SUITE 1602 CORAL GABLES, FL 33134

NORA INVESTMENT NUEVE US, LLC

Document No: L13000175724Effective Date: 2013-12-20Status: INACTIVEAddress: 121 ALHAMBRA PLAZA PH-1 SUITE 1602 CORAL GABLES, FL 33134

NORA INVESTMENT OCHO US LLC

Document No: L13000112781Effective Date: 2013-08-09Status: INACTIVEAddress: 121 ALHAMBRA PLAZA PH-1 SUITE 1602 CORAL GABLES, FL 33134

NORA INVESTMENT SIETE US LLC

Document No: L13000097062Effective Date: 2013-07-09Status: INACTIVEAddress: 121 ALHAMBRA PLAZA PH-1 SUITE 1602 CORAL GABLES, FL 33134

NORA INVESTMENT SEIS US LLC

Document No: L13000093461Effective Date: 2013-06-28Status: INACTIVEAddress: 121 ALHAMBRA PLAZA, PH-1 SUITE 1602 CORAL GABLES, FL 33134

NORA INVESTMENT CINCO US LLC

Document No: L13000093459Effective Date: 2013-06-28Status: INACTIVEAddress: 121 ALHAMBRA PLAZA PH-1 SUITE 1602 CORAL GABLES, FL 33134

NORA INVESTMENT CUATRO US, LLC

Document No: L12000113327Effective Date: 2012-09-04Status: INACTIVEAddress: 121 ALHAMBRA PLAZA, PH1 SUITE 1602 CORAL GABLES, FL 33134

NORA INVESTMENT TRES US, LLC

Document No: L12000012738Effective Date: 2012-01-26Status: INACTIVEAddress: 121 ALHAMBRA PLAZA, PH1 SUITE 1602 CORAL GABLES, FL 33134

NORA INVESTMENT DOS US, LLC

Document No: L12000012719Effective Date: 2012-01-26Status: INACTIVEAddress: 121 ALHAMBRA PLAZA PH1 SUITE 1602 CORAL GABLES, FL 33134

NORA INVESTMENT UNO US LLC

Document No: L11000037515Effective Date: 2011-03-29Status: INACTIVEAddress: 121 ALHAMBRA PLAZA PH 1 1602 CORAL GABLES, FL 33134

NORA INVESTMENT US , LLC

Document No: L09000041979Effective Date: 2009-04-30Status: INACTIVEAddress: 121 ALHAMBRA PLAZA PH 1, STE 1602 CORAL GABLES, FL 33134

TOURIZ, EUVENIA            MGR      121 ALHAMBRA PLAZA STE 1602 CORAL GABLES, FL 33134

MACIAS, MIGUEL             MGR      121 ALHAMBRA PLAZA STE 1602 CORAL GABLES, FL 33134

 Companies of the same agent name - TOURIZ, EUVENIA

Name    Date of Incorporation     Status

BILL INVESTMENT ONCE US LLC  2017-10-05          INACTIVE

BILL INVESTMENT DIEZ US LLC    2017-10-05          INACTIVE

DEBLEN USA I LLC             2017-06-28          INACTIVE

BILL INVESTMENT SIETE US, LLC 2015-12-16          INACTIVE

BILL INVESTMENT SEIS US, LLC    2015-12-16          INACTIVE

BILL INVESTMENT CINCO US, LLC               2015-11-16          INACTIVE

BILL INVESTMENT CUATRO US, LLC           2015-10-23          INACTIVE

BILL INVESTMENT TRES US, LLC  2015-08-20          INACTIVE

BILL INVESTMENT DOS US, LLC    2015-07-29          INACTIVE

NORA INVESTMENT DOCE US, LLC             2015-06-19          INACTIVE

Entity Name       Date Registered Number of Real Estate Holdings Value of Florida Property

BROWARD TWO LLC        1/8/18   45           $8,229,770

BROWARD ONE LLC         1/8/18   50           $6,913,150

BRICKELL TWO LLC           1/8/18   6              $5,472,758

BRICKELL ONE LLC            1/8/18   5              $3,848,943

LOCAL EQUITY THREE LLC              1/8/18   4              $3,629,950

NORA INVESTMENT UNO US       3/29/11                14           $2,740,000

DORAL LLC          1/8/18   10           $1,452,370

MALENA UNO US LLC      7/29/13                1              $683,636

MALENA US LLC 7/29/13                1              $680,288

Total                     136         $33,650,865

Notes: Nora Investment Uno US is no longer an active company, despite still being listed as the owner of 14 properties. Several violations and the IRS will have their hands full

15 additional companies are currently active but do not appear to directly own real estate in Miami-Dade or Broward counties.

“BILL INVESTMENT CINCO US, LLC,” with Macias and Touriz listed as officers, a house purchased for $2.2 million.

“LOCAL EQUITY THREE LLC.” Involving Macias and Touriz again.

“DIRECT MANAGEMENT LLC.”

“FREEDOM MANAGEMENT LLC.” Instead of individuals, the only officers of these newly created companies are additional shell companies. Every one of the merged companies now lists one of these two companies as the manager.

Both “DIRECT MANAGEMENT LLC” and “FREEDOM MANAGEMENT LLC” are registered in Delaware, another jurisdiction infamous for its corporate secrecy. Interestingly, Delaware corporate records reveal that both of these companies were created on the same date: December 18, 2017. The Florida corporate reshuffling started shortly thereafter.

While Lasso’s associates no longer appear on the corporate records, there can be no doubt that the actual owner of the properties remains unchanged. Of the 144 properties owned by the companies in 2017, 10 were sold and 16 still list the original shell company as the owner. For the remaining properties, while the name of the owner changed, the actual owner did not. Here, it is important to clarify that, as is the nature of shell companies, the actual “beneficial owner” of the asset remains entirely secret.

Two of the Lasso-linked shells made new real estate purchases in 2020: BRICKELL ONE LLC and BRICKELL TWO LLC. Florida real estate records show that the former, BRICKELL ONE, is itself the result of a merger of four different shell companies: NORA INVESTMENT CINCO, NORA INVESTMENT SEIS, NORA INVESTMENT SIETE, and NORA INVESTMENT NUEVE. The first purchase was of a $665,000 condo in April 2020. The second took place in October 2020.

The shell company BRICKELL ONE LLC paid $1.25 million late last fall for a Coral Gables apartment. The Miami-Dade property appraiser assessed the house as worth just $734,894 in 2020. Interestingly, the seller of that home was Miguel Macias, who had purchased the home in January 2016 for $900,000. That raises additional questions. For example, why would a shell company Macias had previously managed then purchase a home from him for well above the apparent market value?

The most significant real estate deal, however, involved DEBLEN USA 1 LLC’s 2017 purchase of the luxury home in Miami. In August 2020, just three years after the purchase, the home was sold for $5 million. Curiously, the shell company provided the buyer with a $2.25 million mortgage. DEBLEN isn’t the only company that has moved into the mortgage business. GLOBAL EQUITY SEVEN LLC, according to Florida records, is currently the lender on seven mortgages totaling $1.2 million. It appears the shell companies have moved from being simply owners of real estate to serving as direct lenders in the state of Florida.

Overall, as can be seen in Table 1 above, we identified 136 properties owned by shell companies associated with Lasso. It is certainly possible there are others that remain hidden. Together, those identified have a current assessed market value of $33 million, according to Miami-Dade and Broward County property records. In addition, currently, active shell companies hold $3.45 million in mortgages.

Though Guillermo Lasso’s name does not appear directly on any of the South Florida corporate or real estate records, the involvement of family members and close business associates, as well as the recent moves toward even greater anonymity, certainly raises questions about the involvement of the president of Ecuador. The Florida connections are far from the only questions, however.

In 2017, Lasso admitted that he owned the bank, Banisi S.A. Nevertheless, the CNE rejected the complaint. The bank continues to operate today with both Macias and Touriz listed as directors as well as two of Lasso’s sons. Banisi has capital totaling $60.4 million, according to the Panamanian superintendency of banks.

One thing has not changed since 2017: the media — both international and Ecuadorian — are completely ignoring Lasso’s offshore financial holdings. In great part due to the powerful Trident Trust of the Rothschild’s involvement and who are now holding two fidecomisos of the President of Ecuador. In short, they got a lot of his money. That raises another issue. Who is pulling the string of the puppet?






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